Australian & International Annual Multi Trip Travel Insurance
Plans and Benefits |
What you will be doing on your trips...
* Will you be snow boarding or skiing?
* Are you taking expensive computer or camera equipment?
* Would you like your sports equipment covered while in use?
* Do double Qantas Frequent Flyer points interest you?
Consider the QBE Toursafe addVANTAGE+ Option upgrade to your insurance policy.
Read the policy PDS carefully before buying, and be aware of any special conditions, excluded circumstances and events.
When you are choosing your insurance provider, be sure that you have everything in writing to state that you are covered for cancellation fees, travel delay, travel documents, computers, luggage and sporting equipment, overseas medical, hospital and related expenses, repatriation and additional expenses, replacement staff, loss of income, legal liability, sports and adventure cover, frequent flyer points etc? |
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Are You Sure Your Have The Right Level Of Cover?
You need to make sure the limits of cover are adequate for your needs.
Otherwise you may be under insured and have to bear part of any loss that exceeds the limits yourself.
Please refer to the applicable limits as set out in the Schedule of Benefits and the Policy Wording.
Consider the QBE addVANTAGE+ Option as it provides additional benefits and higher levels of cover. |
QBE Toursafe Annual Multi Trip - Travel Plan |
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Guidelines |
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The maximum duration of any one trip is 60 days unless you have selected the QBE addVANTAGE+ Option where the trip duration is extended to 90 days. |
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Please select your 'Commencement Date' on your application form |
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There is no limit to the amount of trips you may take during your 12 months period of insurance. |
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Provided you comply with the terms and conditions of this policy, including the requirements for an existing medical condition, including pregnancy, you can upgrade to cover your accompanying spouse, defacto partner or dependant child or children or you can include the QBE addVANTAGE+ Option at any time during the period of insurance. |
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Cover under the upgrade will commence from the time you pay the amount payable until the period of insurance ends.
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Service Fees apply if upgrade is after the Certificate of Insurance has been issued. |
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A maximum of 2 adults can be named on a Certificate of Insurance. |
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If you wish to obtain details of stamp duty and taxes please call 1300 791 948. |
You can take advantage of the QBE addVANTAGE+ Option, for as little as $50 per adult,including your accompanying financially dependant child or children, which allows you to add a range of increased and additional benefits to the Comprehensive Basic Annual Multi Trip Travel Plan.
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The QBE addVANTAGE + Option offers the following additional benefits on the Annual Multi Trip Travel Plan:
. Maximum duration of any one trip taken extended from 60 days to 90 days
. Double Qantas Frequent Flyer points i.e. 1 QFF point for every $1 spent
. Cruise Cancellation Cover increases from $2,000 to unlimited
. Agents Cancellation Fees increased from $2,000 to $5,000
. Personal Computer Item Limit increases from $1,000 to $5,000
. Camera and Video Item Limit increases from $1,000 to $5,000
. 'New for Old' luggage cover on items purchased new and less than 3 years old
. Travel Delay increases from $1,000 to $2,000
. Cover for Stolen Cash up to $250
. Emergency Luggage increased from $500 to $750
. Rental Vehicle Insurance Excess increases from $4,000 to $8,000
. Snow Sports Package includes cover for claims that result from participation in snow sports, as well as cover for Ski Lift Passes ( $300 ), Ski Run Closure ( $500 ) and Hiring Replacement Snow Equipment ( $500 )
. Cover for Sporting equipment damaged whilst in use up to $500.
These additional benefits are shown under the Schedule of Benefits. |
QBE Toursafe Annual Multi Trip - Schedule of Benefits and Limits |
PER ADULT - 'Children Free' ( includes any financially dependant accompanying child or children under 25 years)
Any Existing Medical Condition (other than those conditions on the automatic approval list) must be disclosed and approved by us prior to the issue of the Certificate of Insurance. |
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This list is a summary of some of the benefits covered by this policy and the applicable limits. Please refer to the relevant section of the Policy Wording for full details of cover.
General Exclusions which apply to all sections of this policy |
Section |
Basic Annual Travel Plan |
addVANTAGE+ Option
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Applicable Limits
Per Policy |
Applicable Limits
Per Policy |
| Cancellation or Holiday Deferment Costs Excluding a Cruise |
A1 |
Unlimited |
Unlimited |
| Cruise Cancellation or Holiday Deferment Costs |
A1 |
$2,000 |
Unlimited |
| Emergency Travel Arrangement and Accommodation Expenses |
A2 |
Unlimited |
Unlimited |
| Agents Cancellation Fees |
A3 |
$2,000 |
$5,000 |
| Medical Expenses and Dental, Overseas and Onboard a Cruise Ship in Australian Waters |
B1 |
Unlimited |
Unlimited |
| Medical and Non Medical Evacuation and Repatriation |
C |
Unlimited |
Unlimited |
| Travel Delay |
NO EXCESS |
D1 |
$1,000 |
$2,000 |
| Rental Vehicle Insurance Excess |
E1 |
$4,000 |
$8,000 |
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Personal Computer Item Limit |
* F1 |
$1,000 |
$5,000 |
| Camera and Video Item Limit |
$1,000 |
$5,000 |
| Set of Golf Clubs Item Limit |
$3,000 |
$3,000 |
| Watches and Jewellery Item Limit |
$1,000 |
$1,000 |
| Dentures or Dental Prosthesis Item Limit |
$800 |
$800 |
| Other Item Limit |
$500 |
$500 |
| Maximum Item Limit Total |
$15,000 |
$15,000 |
| New for Old |
- |
Applicable Item Limit |
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Emergency Luggage |
NO EXCESS |
F2 |
$500 |
$750 |
| Stolen Cash |
NO EXCESS |
F3 |
- |
$250 |
| Damage to Sporting Equipment While in Use |
NO EXCESS |
F4 |
- |
$500 |
| Fraudulent Use of Credit or Debit Cards |
F7 |
$3,000 |
$3,000 |
| Loss of Income |
NO EXCESS |
G5 |
$12,000 |
$12,000 |
| Personal Liability |
H1 |
$2,500,000 |
$2,500,000 |
| Legal Expenses |
H2 |
$15,000 |
$15,000 |
| Financial Default |
I |
$10,000 |
$10,000 |
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Any Claim Arising Due to Participation In Snow Sports |
J |
- |
Covered up to relevant Section Limit |
| Ski Lift Passes |
NO EXCESS |
J1 |
- |
$300 |
| Ski Run Closure |
NO EXCESS |
J2 |
- |
$500 |
| Hire Replacement Snow Equipment |
NO EXCESS |
J3 |
- |
$300 |
| Bonus Qantas Frequent Flyer Points |
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1 point per $2 |
1 point per $1 |
* There is no cover under this policy for Luggage and personal effects that are left unattended. Please refer to the definition of unattended in the Policy Wording and What is not Covered? under Section F1 "Luggage and Personal Effects" |
Specified Item Cover
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| You can cover items worth more than the item limits for the selected travel plan on payment of an additional amount. Items separately insured under Specified Item Cover are covered up to the amount specified, even if this amount exceeds the total luggage limit set out in the Schedule of Benefits. |
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PC'S |
Maximum
Other Items |
Maximum Total
For All Items |
To calculate the additional amount to specify
($1000 value x 3%=$30.00) |
$6,000 |
$6,000 |
$15,000 |
You must insure the total value per item. Please ensure you have proof of value (not more than12 months old) of any item you specify. This will be required should you make a claim. Depreciation does not apply to specified items in the event of a claim. Specified Item Cover is subject to the terms and conditions as detailed under Section F1 ''Luggage and Personal Effects' in the Policy Wording. |
Australian & International Annual Multi Trip Travel Insurance Premiums with 30% discount |
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$200 Excess |
Per Adult up to 59 years.. |
$663 |
You Pay |
$464.10 |
Per Adult 60 -69 years .. |
$878 |
You Pay |
$614.60 |
$NIL Excess
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Per Adult up to 59 years .. |
$713 |
You Pay |
$499.10 |
Per Adult 60 - 69 years .. |
$938 |
You Pay |
$656.60 |
Upgrades
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Include your family . |
$150 |
You Pay |
$105.00 |
Include the QBE addVANTAGE+ Option.. per Adult |
$50 |
You Pay |
$35.00 |
For international travel, always confirm the status of your destination with the Department of Foreign Affairs and Trade (DFAT) on their web site...smarttraveller.gov.au DFAT has complete travel related advice and information ...
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24hr World-Wide Emergency Assistance
When disaster strikes and the unthinkable happens, it's reassuring to know someone back home is ready to take your call and assist you. Our dedicated QBE - OMEGA travellers' assistance teams are on call 24 hours a day, 7 days a week to provide you with assistance when you need it most.
QBE's in-house emergency assistance service OMEGA has been providing help to travellers since 1992.
Whether it is in Vietnam or Canada, one call connects you to someone back home. It's comforting to know the person you are speaking to, is part of the QBE Travel team of trained medical and insurance specialists, who can make decisions regarding your situation and provide assistance when you need it the most. |
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Qantas Freguent Flyers Points: One Qantas Frequent Flyer point can be earned for every two dollars spent on a International Travel Plan. You will be eligible for these points upon departure. Points will be credited to your Qantas Frequent Flyer account within 6 weeks of departure.
If you purchase a QBE addVANTAGE+ Option at the time the original Certificate of Insurance is issued you will earn double Qantas Frequent Flyer points.
You must be a member of the Qantas Frequent Flyer program to earn points in accordance with the Terms and Conditions of the Qantas Frequent Flyer program. A joining fee applies.
For further information on ther Qantas Frequent Flyer program visit qantas.com.au |
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