QBE Toursafe Australian Travel Insurance Plan and Benefits |
Australian Holidays
in the Sun or Snow+ Self-Drive, Coach/Rail Tours, Outback Safaris,
Motor Home Rentals,
Cruising Australian Waters+
Consider the QBE addVANTAGE+Option as it provides additional benefits and higher levels of cover, and a Snow Sports Package
Covers travel within Australia, for cancellation or holiday deferment costs, limited cancellation cover for cruising, emergency travel arrangements and accommodation costs, rental vehicle excess, luggage and sporting equipment.
Are You Sure Your Have The Right Level Of Cover?
You need to make sure the limits of cover are adequate for your needs. Otherwise you may be under insured and have to bear part of the loss that exceeds the limits yourself. Please refer to the applicable limits as set out in the Schedule of Benefits
and the Policy Wording. |
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For as little as $50 per adult, 'Children Free' including your accompanying financially dependent child or children, you can take advantage of the QBE addVANTAGE+ Option, which allows you to add a range of increased and additional benefits to the basic Australian Travel Plan |
The QBE addVANTAGE + Option offers the following additional benefits on the Australian Travel Plan:
. Double Qantas Frequent Flyer points i.e. 1 QFF point earnt for every $1 spent
. Cruise Cancellation Cover increased from $2,000 to $10,000
. Agent's Cancellation Fees increased from $2,000 to $5,000
. Medical Expenses on board a cruise ship covered up to $125,000
. Personal computer Item Limit increased from $1,000 to $5,000
. Camera and Video Item Limit increased from $500 to $750
. Cover for a set of Golf Clubs increased from $500 to $1,000
. 'New for Old' luggage cover on items purchased new and less than 3 years old - Refer to Section F1 Luggage.
. Travel Delay increased from $500 to $1,000
. Stolen Cash up to $250
. Rental Vehicle Insurance Excess cover increased from $3,000 to $6,000
. Snow Sports Package includes cover for unused:
Ski Lift Passes( $300 ), Ski Run Closure ( $500 ) and Hiring Replacement Snow Equipment ( $300 ).
. Sporting equipment damaged whilst in use covered up to $500. |
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QBE Toursafe Australian - Schedule of Benefits
PER ADULT ( includes any financially dependant accompanying child or children under 25 years) |
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This list is a summary of some of the benefits covered by this policy and the applicable limits. Please refer to the relevant section of the Policy Wording for full details of cover.
General Exclusions which apply to all sections of this policy |
Section |
Australian Travel Plan |
addVANTAGE+ Option
additional benefits |
Applicable Limits Per Adult |
Applicable Limits
Per Adult |
| Cancellation or Holiday Deferment Costs Excluding a Cruise |
A1 |
Unlimited |
Unlimited |
| Cruise Cancellation or Holiday Deferment Costs |
A1 |
$2,000 |
$10,000 |
| Emergency Travel Arrangements and Accommodation Expenses |
A 2 |
Unlimited |
Unlimited |
| Travel Agents Cancellation Fees |
A3 |
$2,000 |
$5,000 |
| Medical Expenses and Dental, Overseas and Onboard A Cruise Ship in Australian Waters |
B1 |
- |
$125,000
Medical Onboard Cruise Ship Only |
| Medical and Non Medical Evacuation and Repatriation |
C |
Unlimited |
Unlimited |
| Travel Delay |
D1 |
$500 |
$1,000 |
| Missed Connection - Special Events |
D3 |
$2,000 |
$2,000 |
| Withdrawal of Services |
D5 |
$250 |
$250 |
| Home and Contents Insurance Excess |
D10 |
$500 |
$500 |
| Rental Vehicle Insurance Excess |
E1 |
$3,000 |
$6,000 |
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Personal Computer Item Limit |
* F1 |
$1,000 |
$5,000 |
| Camera and Video Item Limit |
$500 |
$750 |
| Set of Golf Clubs Item Limit |
$500 |
$1,000 |
| Watches and Jewelley Item Limit |
$500 |
$500 |
| Dentures or Dental Prosthesis Item Limit |
$800 |
$800 |
| Other Item Limit |
$500 |
$500 |
| Maximum Item Limit Total |
$4,000 |
$4,000 |
| New For Old |
- |
Applicable Item Limit |
| Emergency Luggage |
F2 |
$500 |
$750 |
| Stolen Cash |
F3 |
- |
$250 |
| Damage to Sporting Equipment While In Use |
F4 |
- |
$500 |
| Fraudulent Use of Credit or Debit Cards |
F7 |
$3,000 |
$3,000 |
| Accidental Death |
G1 |
$10,000 |
$10,000 |
| Funeral Expenses or Repatriation of Remains |
G2 |
$5,000 |
$5,000 |
| Personal Liability |
H1 |
$300,000 |
$300,000 |
| Financial Default |
I |
$5,000 |
$5,000 |
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Any Claim Arising due to participation in Snow Sports |
J |
- |
covered up to relevant Section Limit |
| Ski Lift Passes |
J1 |
- |
$300 |
| Ski Run Closure |
J2 |
- |
$500 |
| Hire Replacement Snow Equipment |
J3 |
- |
$300 |
| Bonus Qantas Frequent Flyer Points |
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1 point per $2 |
1 point per $1 |
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* There is no cover under this policy for Luggage and Personal Effects that are left unattended. Please refer to the definition of unattended in the Policy Wording and What is not Covered? under Section F1 "Luggage and Personal Effects" |
Specified Item Cover
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You can cover items worth more than the item limits for the selected travel plan on payment of an additional amount.
Items separately insured under Specified Item Cover are covered up to the amount specified, even if this amount exceeds the
total luggage limit set out in the Schedule of Benefits. |
PC'S |
Maximum Other Items |
Maximum Total For All Items |
To calculate the additional amount to specify
($1000 value x 3%=$30.00) |
$6,000 |
$4,000
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$10,000 |
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You must insure the total value per item. Please ensure you have proof of value (not more than 12 months old) of any item you specify. This will be required should you make a claim. Depreciation does not apply to specified items in the event of a claim. Specified Item Cover is subject to the terms and conditions as detailed under Section F1 ''Luggage and Personal Effects' in the Policy Wording. |
QBE Toursafe Australian Cancellation and Additional Expenses - Plans & Limits
Offers basic but essential cover per person |
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This policy will cover you, if you are travelling with Australia and you only want cover for the non-refundable part of pre-paid travel arrangements or additonal travel, accommodation and meals.
There is no cover under this policy for claims relationg to an existing medical condition (including pregnancy), luggage or a trip in excess of 12 months |
Limits and Premiums .... $50 EXCESS per claim |
APPLICABLE LIMITS ... Per Fare Paying Passenger |
$1,000 |
$2000 |
PREMIUMS...Per Fare Paying Passenger |
$45 |
$60 |
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24hr World-Wide Emergency Assistance
When disaster strikes and the unthinkable happens, it's reassuring to know someone back home is ready to take your call and assist you. Our dedicated QBE - OMEGA travellers' assistance teams are on call 24 hours a day, 7 days a week to provide you with assistance when you need it most.
QBE's in-house emergency assistance service OMEGA has been providing help to travellers since 1992.
Whether it is in Vietnam or Canada, one call connects you to someone back home. It's comforting to know the person you are speaking to, is part of the QBE Travel team of trained medical and insurance specialists, who can make decisions regarding your situation and provide assistance when you need it the most. |
Qantas Frequent Flyer Points |
One Qantas Frequent Flyer point can be earned for every two dollars spent on an International Travel Plan. You will be eligible for these points upon departure. Points will be credited to your Qantas Frequent Flyer account within 6 weeks of departure.
If you purchase a QBE addVANTAGE+ Option at the time the original Certificate of Insurance is issued, you will earn double Qantas Frequent Flyer points. You must be a member of the Qantas Frequent Flyer program to earn points in accordance with the Terms and Conditions of the Qantas Frequent Flyer program. A joining fee applies. For further information on the Qantas Frequent Flyer program visit qantas.com.au
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Matters You Need To Know About |
Cooling off Period ... If, having purchased the policy, you want to return it, you can do so within 14 days of receiving the Certificate of Insurance and obtain a full refund, provided no right or power has been exercised under it by you (eg no claim has been made) and your trip has not commenced. QBE's Distributor will arrange for a refund of the amount payable within 15 business days of you cancelling your policy. The Cooling Off Period does not apply to policy or trip extensions. |
Confirming Transactions ... A Certificate of Insurance must be issued once you have completed your application form and you have paid the appropriate premium. If you want to confirm a transaction, for example whether the Certificate of Insurance has been issued, then you may contact us in writing or by phone
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General Advice Warning [GAW] the advice has been prepared without taking into account the clients needs, objectives or financial situation. You should read the Product Disclosure Statement [PDS] relating to the product before making any decision about whether to acquire the product. You should be aware that exclusions do apply. For detailed information about the benefits, exclusions, and the process for making a claim please read the full Policy Wording attached to the policy |
Global Surf Travel Pty Ltd (ABN 79 083 338 649) is an Authorised Distributor for QBE Insurance (Australia) Limited (ABN 78 003 191 035) AFSL 239545 Financial Services Guide
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