Global Surf Travel SAVE 30% on QBE Australian Travel Insurance


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QBE Australian Travel Plans

Comprehensive travel insurance for Australian holidays in the Sun or on the Snowfields.

Covers travel within Australia, for cancellation or holiday deferment costs, emergency travel expenses, rental vehicle excess, luggage and sporting equipment.

Cover available for:
Surfboards 'while in use'
Boat & Yacht Charter
Motorhome or Campervan Rentals
Specified Cover for Sporting Equipment
NOW - FREE cover for Snow Sports in Australia

Travel Insurance

formerly Toursafe Travel Insurance from QBE

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SAVE 30% discount on your total premium Including any additional benefits or fees. This applies to all Travel Plans

Compare the Benefits & Limits
for all QBE Travel Plans

Australian Benefits & Limits

QBE PDS Brochure

Australian & Australian Cancellation

QBE Australian Travel Insurance Plan and Benefits
Guidelines
•	The Australian Travel Plan can be issued at any time unless you require cover for an Existing Medical Condition (refer PDS)
•	If you require cover for an existing medical condition you cannot purchase insurance more than 12 months prior to travel.
•	Insurance is not available to travellers outside Australia
•	There is no provision to suspend this policy during the period of insurance
•	This policy ends once you have returned to your normal place of residence within Australia
The QBE Australian Travel Insurance premium is payable per adult. A maximum of 2 adults can be named on a Certificate of Insurance. Accompanying child or children, grandchildren, stepchildren, nieces and nephews who are under 25 years of age at the time the Certificate of Insurance is issued, and who are financially dependant on you during the trip, are covered at no additional cost. An excess of $50 applies to the Australian Travel Plan.

Additional Benefits you can purchase
- Benefits are available prior and post departure.

Specified Item Cover

You can cover items worth more than the item limits for the selected travel plan on payment of an additional amount. Items separately insured under Specified Item Cover are covered up to the amount specified, even if this amount exceeds the total luggage limit set out in the Schedule of Benefits.

Maximum Other Item Limits	Maximum Total For All Items	To calculate the additional amount to specify ($1000 value x 3%=$30.00)
$4,000	$10,000

You must insure the total value per item. Please ensure you have proof of value (not more than12 months old) of any item you specify. This will be required should you make a claim. Depreciation does not apply to specified items in the event of a claim.
Specified Item Cover is subject to the tems and conditions as detailed under Section F1 ''Luggage and Personal Effects' .

Cruising Cover

If your travel plans include cruising for 4 or more consecutive days then you must purchase the Cruising cover in addition to your Australian Travel Plan otherwise there will be no cover under this policy for the period of the trip that you are cruising.

Additional Rental Vehicle Insurance Excess Cover

If you are renting a car, campervan, motorcycle or boat you may have to pay an insurance excess for an accident or theft. QBE have included cover for rental vehicle insurance excess hovever you may with to increase this cover for an additional amount.

Maximum additional Cover	Additional Units of Cover
$5,000	$20 per $500 unit

QBE Australian Cancellation and Additional Expenses - Travel Plans
Offers basic but essential cover per person

This policy will cover you, if you are travelling within Australia and you only want cover for the non-refundable part of pre-paid travel arrangements or additonal travel, accommodation and meals.

Availability
Available to Residents and Non Residents of Australia regardless of your age or existing medical conditions. Cover for up to 12 months, expires when you return home to your residence in Australia . (Please read PDS as conditions apply)

* Cancellation and Additional Expenses

Cover if you are unable to start or finish the trip because of the death, sudden serious illness or serious injury arising before or during the trip of a relative or business partner or person in the same employ as you, who is a resident in Australia

Cover if your pre-paid scheduled public transport services or pre-paid tour have been cancelled or restricted because of severe weather, natural disaster, riot, strike or civil insurrection.

Cover if your prepaid accommodation has been destroyed or is uninhabitable due to severe weather or natural disaster and no alternative equivalent accommodation is available in the vicinity. You must have done everything reasonable to obtain alternative accommodation.

Cover if you are required to do jury service or received a summons to give evidence in a criminal court of law

Cover if you are confined by compulsory quarantine.

Cover if you have been involved in or your travel arrangements have been cancelled or delayed by a motor vehicle, railway, air or marine accident or incident. You must have written confirmation.

Cover if your passport, travel documents or credit cards are lost or damaged

Cover if you are unable to start the trip because your employer cancels your pre-arranged leave and you are in full-time permanent employment. (Only availble if you purchased this travel insurance no later than 7 days after paying for your prepaid travel arrangement and is limited to $1,000)

Cover if a wedding, conference, prepaid concert, course, tuition or sporting event has been cancelled and the sole reason for your trip is to attend that event

Cover if a tour operator or wholesaler has cancelled a tour because there are not enough people to begin or complete the tour

A $50 excess applies to this Travel Plan. This excess will apply to each claim that you make under the policy except where the 'no excess' applies.

QBE Australian Cancellation and Additional Expenses - Limits and Premiums
APPLICABLE LIMITS ... Per Fare Paying Passenger	$1,000	$2000
PREMIUMS...Per Fare Paying Passenger	$50 Pay $35.00	$67 Pay $46.90

24hr Emergency Assistance
When disaster strikes and the unthinkable happens, it's reassuring to know someone back home is ready to take your call and assist you. Our dedicated QBE - OMEGA travellers' assistance teams are on call 24 hours a day, 7 days a week to provide you with assistance when you need it most.

Qantas Frequent Flyer Points - One Qantas Frequent Flyer point can be earned for every two dollars spent on the Australian Travel Plan. You will be eligible for these points upon departure. Points will be credited to your Qantas Frequent Flyer account within 6 weeks of departure.

Cooling off Period ... If, having purchased the policy, you want to return it, you can do so within 14 days of receiving the Certificate of Insurance and obtain a full refund, provided no right or power has been exercised under it by you (eg no claim has been made) and your trip has not commenced. QBE's Distributor will arrange for a refund of the amount payable within 15 business days of you cancelling your policy. The Cooling Off Period does not apply to policy or trip extensions.

General Advice Warning [GAW] the advice has been prepared without taking into account the clients needs, objectives or financial situation. You should read the Product Disclosure Statement [PDS] relating to the product before making any decision about whether to acquire the product. You should be aware that exclusions do apply. For detailed information about the benefits, exclusions, and the process for making a claim please read the full Policy Wording attached to the policy

Global Surf Travel Pty Ltd (ABN 79 083 338 649) TAL 3076458 t/as Global Surf Travel is an authorised distributor for Travel Insurance from QBE (Australia) Limited (ABN 78 003 191 035) AFSL 239545 and an affiliated partner to Sunlover Holidays, New South Wales Holidays and Travelpoint Holidays operated by AOT Holidays Pty Ltd (ABN 24 113 463 415) TAL Qld 3095715 - © 2009 AOT Group Pty Ltd.