Girl Surfers Budget Overseas Surf Travel Insurance

Girls Budget Surfing Holiday Overseas - Travel Insurance Plans

If you are travelling on a budget and have little more than a passport, surfboard and bikinis you can choose the Elements Travel Insurance Plan just in case the 'unexpected' happens.
Cover for cancellation or additional expenses due to sudden illness or serious injury and holiday deferment due to severe weather or natural disasters.
Surfboards covered 'Whilst In Use'

The Elements travel plans are designed with low risk areas and age groups at competitive prices, while providing limited cover for all the elements of an international policy.
When choosing your travel insurance, make sure you are comfortable with your choice, so that you can enjoy your surfing holiday without worrying about..'If only'

Surf Travel Insurance - Elements Travel Plan - Regions

REGION 1...Cover for the USA, South and Central America and Antarctica.
(Travellers must select Region 1 if they are spending more than 72 hours of their trip in these destinations)

REGION 2... Cover for Africa and Canada
Not available if more than 72 hours of the trip is spent in Region 1 destinations

REGION 3...Cover for Europe and the Middle East.
Not available if 72 hours is spent in Region 1 or the majority in Region 2

REGION 4...Cover for Asia, China, Japan and Indian Subcontinent, Philippines, Tahiti, Bali and Indonesia
Not available if any of the trip is spent in Region 1, 2, or 3.

REGION 5... Cover for UK and Ireland
Not available if any of the trip is spent in Region 1, 2, 3 or 4.

REGION 6... Cover for South Pacific Islands, Norfolk Island
Not available if any of the trip is spent in Region 1, 2, 3, 4, or 5.

REGION 7... Cover for New Zealand only.
Not available if any of the trip is spent in region 1 or the majority in Region 2,3,4,5 or 6

QBE Elements Travel Insurance Plans - Key Benefits & Limits
This list is a summary of some of the benefits and limits covered by this policy. Please read the PDS as conditions apply.	Applicable Limits Per Person
Cancellation or holiday deferment costs	$10,000
Emergency travel arrangements and accomodation expenses	$10,000
Medical expenses	$10,000,000
Medical and non-medical evacuation and repatriation	$10,000,000
Dental expenses	$10,000,000
Dental expenses due to sudden and acute pain	$1,000
Travel delay	$1,000
Agents cancellation fees	$1,500
Emergency accommodation expenses if you are unable to continue staying with your friends or relatives	$2,500
Luggage and personal effects maximum total limit	$3,000
Dentures or dental prosthesis individual item limit	$800
Other individual item limit	$300
Emergency luggage	$300
Replacement passports and travel documents	$1,000
Personal liability	$1,000,000
Please read the PDS as conditions apply
*Note No additional benefits available for cruising, snow sports, increased rental vehicle insurance cover, specified items, or existing medical conditions except those conditions automatically covered..

Guidelines

The QBE Elements premium is payable PER PERSON only and does NOT include any accompanying children

This travel plan is only available to residents of Australia who are under 65 years of age at the time the original Certificate of Insurance is to be issued and it must be issued prior to the commencement of your trip

This policy does not cover an existing medical condition (other than those conditions on the automatic approval list) refer to the PDS for cover.

This policy can be purchased up to 6 months prior to the commencement of your trip and can be extended as many times as you like up to a maximum duration of 12 months from departure date. This is only available before the current policy expires (conditions apply refer PDS).

This policy does not cover any snow sports or cruising. Cover for these are available with the International, Annual Multi Trip or Australian Travel Plans plus the additional benefit option for snowsports cover.

Are You Sure Your Have The Right Level Of Cover?
You need to make sure the limits of cover are adequate for your needs. Otherwise you may be under insured and have to bear part of the loss that exceeds the limits yourself. Please refer to the applicable limits as set out in the Schedule of Benefits and the Policy Wording.