International Travel Plans & Benefits |
Available for single trips worldwide; includes participation in amateur sports and recreational activities.
What will you be doing on your holiday - snow boarding or skiing, surfing from land and boat? Then consider the QBE addVANTAGE + option; to increase your cruise cancellation cover to unlimited$ and to cover your participation in a snow sports activity with damage cover to your sporting equipment 'while in use'.
Preparing for a holiday is an exciting time, but there are many things to consider when travelling overseas: including sporting activities, passport, tickets, money, medical, hospital, emergency and repatriation expenses, accommodation, rental vehicle excess, luggage and sporting equipment.
Check the applicable limits that apply for medical expenses in the region you are travelling to.
QBE Toursafe provides cover for medical assistance, medical and non-medical evacuation and repatriation, luggage and personal effects, personal liability and legal expenses, vehicle rental excess, limited cruise cancellation or holiday deferment costs.
The QBE addVANTAGE+ option allows you to add a range of increased and additional benefits to the basic travel plans: Damage to sporting equipment while in use, rental vehicle excess, winter sports package, double frequent flyer points, plus increased cover for computer and cameras and more ...
Smart travellers purchase travel insurance to protect against the financial costs resulting from any number of unfortunate incidents, sickness or injury that may occur away from home. When you are choosing your insurance provider, be sure that you have everything in writing to state what you are covered for. |
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QBE Toursafe International - Travel Plans |
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Toursafe Travel Insurance from QBE with basic cover for International travel provides unlimited cover for medical and dental expenses, medical and non-medical evacuation and repatriation, cancellation (excluding cruising) and additional emergency travel arrangement expenses. Cruising cancellation has limited cover.
PER ADULT 'Children Free" (Includes any accompanying financially dependant child or children, stepchild or stepchildren, grandchild or grandchildren, nieces and nephews, under 25 years of age at the time the Certificate of Insurance is to be issued)
International Travellers 70 years or over must apply online for a Medical Appraisal, regardless of their state of health.
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REGION A...Cover for the USA, Canada, South and Central America and Antarctica
(Travellers must select this Region A travel plan if they are spending more than 72 hours of their trip in these destinations) |
REGION B... Cover for Continental Europe, Middle East, Japan and Africa.
Region B travel plan is not available if more than 7 hours of the trip is spent in Region A destinations |
REGION C...Cover for UK, Asia and Tahiti...
Region C travel plan is not available if more than 72 hours of the trip is spent in Region A destinations or the majority of the trip is spent in Region B destinations |
REGION D...Cover for Pacific Region and Indonesia.
Region D travel plan is not available if any of the trip is spent in to Region A, B or C destinations |
REGION E... Cover for New Zealand only.
Region E travel plan is not available if any of the trip is spent in Region A, B, C or D destinations |
Are You Sure Your Have The Right Level Of Cover?
You need to make sure the limits of cover are adequate for your needs.
Otherwise you may be under insured and have to bear part of the loss that exceeds the limits yourself.
Please refer to the applicable limits as set out in the Schedule of Benefits and the Policy Wording. |
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The QBE addVANTAGE+ Option allows you to add a range of increased and additional benefits to the basic Comprehensive International Travel Plan.
Costs for the QBE addVANTAGE+ upgrade option are: International Travel Plan - Region E = $25 International Travel Plan - Regions A, B, C & D = $50.
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The QBE addVANTAGE+ Option offers the following additional benefits on the International Travel Plan:
. Double Qantas Frequent Flyer points i.e. 1 QFF point for every $1 spent
. Cruise Cancellation Cover increases from $2,000 to unlimited cover
. Personal Computer Item Limit increases from $1,000 to $5,000
. Camera and Video Item Limit increases from $1,000 to $5,000
. Set of Golf Clubs limit increased from $500 to $1,000
. 'New for Old' luggage cover on items purchased new and less than 3 years old.
. Cover for Stolen Cash up to $250
. Emergency Luggage increased from $500 to $750
. Rental Vehicle Insurance Excess increases from $4,000 to $8,000
. Travel Delay increases from $1,000 to $2,000
. Agent's Cancellation fees increased from $2000 to $5000
. Snow Sports Package includes cover for claims that result from participation in snow sports, as well as cover for:
Ski Lift Passes ( $300 ), Ski Run Closure ( $500 ) and Hiring Replacement Snow Equipment ( $500 )
. Cover for Sporting equipment damaged whilst in use up to $500 |
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QBE Toursafe International - Schedule of Benefits |
PER ADULT - (includes any accompanying financially dependant child or children under 25 years of age)
Any Existing Medical Condition (other than those conditions on the automatic approval list) must be disclosed and approved by us prior to the issue of the Certificate of Insurance. |
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This list is a summary of some of the benefits covered by this policy and the applicable limits. Please refer to the relevant section of the Policy Wording for full details of cover.
General Exclusions which apply to all sections of this policy
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Section |
International
Travel Plan
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addVANTAGE+ Option additional benefits
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Applicable Limits Per Adult |
Applicable Limits Per Adult |
| Cancellation or Holiday Deferment Costs Excluding Cruising |
A1 |
Unlimited |
Unlimited |
| Cruising Cancellation or Holiday Deferment Costs |
A1 |
$2,000 |
Unlimited |
| Emergency Travel Arrangement and Accommodation Expenses |
A2 |
Unlimited |
Unlimited |
| Travel Agents Cancellation Fees |
A3 |
$2,000 |
$5,000 |
Medical Expenses and Dental, Overseas and Onboard a Cruise Ship
in Australian Waters |
B1 |
Unlimited |
Unlimited |
| Medical and Non Medical Evacuation and Repatriation |
C |
Unlimited |
Unlimited |
| Travel Delay |
D1 |
$1,000 |
$2,000 |
| Rental Vehicle Insurance Excess |
E1 |
$4,000 |
$8,000 |
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Personal Computer Item Limit |
*Section F1
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$1,000 |
$5,000 |
| Camera and Video Item Limit |
$1,000 |
$5,000 |
| Set of Golf Clubs Item Limit |
$500 |
$1,000 |
| Watches and Jewellery Item Limit |
$600 |
$600 |
| Dentures or Dental Prosthesis Item Limit |
$800 |
$800 |
| Other Item Limit |
$500 |
$500 |
| Maximum Item Limit Total |
$15,000 |
$15,000 |
| New for Old |
- |
Applicable Item Limit |
| Emergency Luggage |
NO EXCESS |
F2 |
$500 |
$750 |
| Stolen Cash |
NO EXCESS |
F3 |
- |
$250 |
| Damage to Sporting Equipment While In Use |
NO EXCESS |
F4 |
- |
$500 |
| Fraudulent Use of Credit or Debit Cards |
F7 |
$3,000 |
$3,000 |
| Loss of Income |
NO EXCESS |
G5 |
$2,000 per month
up to 6 months |
$2,000 per month
up to 6 months |
| Personal Liability |
H1 |
$3,000,000 |
$3,000,000 |
| Legal Expenses |
H2 |
$15,000 |
$15,000 |
| Financial Default |
I |
$10,000 |
$10,000 |
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Any Claim Arising Due to Participation in Snow Sports |
J |
- |
Covered up to relevant Section Limit |
| Ski Lift Passes |
NO EXCESS |
J1 |
- |
$300 |
| Ski Run Closure |
NO EXCESS |
J2 |
- |
$500 |
| Hire Replacement Snow Equipment |
NO EXCESS |
J3 |
- |
$300 |
| Bonus Qantas Frequent Flyer Points |
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1 point per $2 |
1 point per $1 |
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* There is no cover under this policy for Luggage and Personal Effects that are left unattended. Please refer to the definition of unattended in the Policy Wording and What is not Covered? under Section F1 "Luggage and Personal Effects" |
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Specified Item Cover |
You can cover items worth more than the item limits for the selected travel plan, on payment of an additional amount. Items separately insured under Specified Item Cover are covered up to the amount specified, even if this amount exceeds the total luggage limit set out in the Schedule of Benefits. |
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PC'S |
Maximum Other Items |
Maximum Total For All Items |
To calculate the additional amount to specify
($1000 value x 3% = $30.00) |
$6,000 |
$6,000 |
$15,000 |
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| You must insure the total value per item. Please ensure you have proof of value (not more than 12 months old) of any item you specify. This will be required should you make a claim. Depreciation does not apply to specified items in the event of a claim. Specified Item Cover is subject to the terms and conditions as detailed under Section F1 ''Luggage and Personal Effects' in the Policy Wording. |
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For international travel, always confirm the status of your destination with the Department of Foreign Affairs and Trade (DFAT) on their web site...smarttraveller.gov.au DFAT has complete travel related advice and information |
24hr World-Wide Emergency Assistance
When disaster strikes and the unthinkable happens, it's reassuring to know someone back home is ready to take your call and assist you. Our dedicated QBE - OMEGA travellers' assistance teams are on call 24 hours a day, 7 days a week to provide you with assistance when you need it most.
QBE's in-house emergency assistance service OMEGA has been providing help to travellers since 1992.
Whether it is in Vietnam or Canada, one call connects you to someone back home. It's comforting to know the person you are speaking to, is part of the QBE Travel team of trained medical and insurance specialists, who can make decisions regarding your situation and provide assistance when you need it the most. |
Qantas Frequent Flyer Points: One Qantas Frequent Flyer point can be earned for every two dollars spent on an International Travel Plan. You will be eligible for these points upon departure. Points will be credited to your Qantas Frequent Flyer account within 6 weeks of departure.
If you purchase a QBE addVANTAGE+ Option at the time the original Certificate of Insurance is issued, you will earn double Qantas Frequent Flyer points. You must be a member of the Qantas Frequent Flyer program to earn points in accordance with the Terms and Conditions of the Qantas Frequent Flyer program. A joining fee applies. For further information on the Qantas Frequent Flyer program visit qantas.com.au |
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